Understanding
Non-Registered Investment Accounts


A Non-Registered Investment Account is similar to a TFSA, however earnings are subject to tax, and the accounts have no annual contribution limits.

Non-Registered Investment Accounts offer flexibility and growth potential beyond TFSA or RRSP options, Despite taxable earnings and no annual contribution limits. These accounts serve as a strategic tool for clients seeking tailored investment solutions to address unique financial circumstances and goals.

What are the benefits of a Non-Registered Investment Accounts?

  • Individuals who have reached their contribution limits with registered accounts such as TFSAs or RRSPs can continue investing and growing their wealth with Non-registered accounts

  • There is no limit on the maximum amount you can deposit.

  • Investment allows for deposits weekly, monthly, semi-annually, or annually.

  • No penalties on withdrawals.

  • Individuals over the age of 18 are allowed to open up an account.

  • Non-residents ineligible for registered accounts such as TFSAs or RRSPs can use Non-registered accounts to invest in Canada.

  • Non-registered accounts allow for sophisticated tax planning such as offsetting capital gains with losses to reduce taxable income.

Open a Non-Registered Investment Account with Arquette Wealth.

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